WealthStack · India
Standard loan calculators for every loan type
Free EMI, interest, prepayment, and amortization tools in ₹ (INR). Same proven reducing-balance math whether you have a personal loan, home loan, car loan, education repayment, or any other EMI facility — privately in your browser.
Not tied to one product · fixed & floating rates · no signup
Jump to a product calculator
Same engines as the general tools — pages tuned for common search phrases. Full list stays under Calculators below.
Calculators
- Loan EMI CalculatorStandard reducing-balance EMI in ₹ for any loan type — personal, home, car, education repayment, business, and more. Fixed or floating rates with optional resets.Open calculator →
- Loan Tenure CalculatorHow long to pay off any EMI loan in India from outstanding principal, interest rate, and monthly EMI (₹).Open calculator →
- Loan Interest CalculatorTotal interest cost for any reducing-balance loan in ₹, fixed or floating path — or reverse-find the rate from EMI.Open calculator →
- Loan Amortization CalculatorMonth-by-month principal, interest, and balance for any EMI loan. Supports fixed and floating rate resets.Open calculator →
- Loan Prepayment CalculatorPart-prepayments on any EMI loan: reduce tenure or reduce EMI, multiple prepays, optional floating rate resets (₹).Open calculator →
- Compound Interest CalculatorFuture value with compound interest (₹). For investments and savings — not the same as EMI amortization.Open calculator →
- Simple Interest CalculatorSimple interest in ₹ for short-term lending and study/moratorium phases (e.g. some education loans). Pair with EMI for repayment stage.Open calculator →
Learn guides
All guides →- Floating rate reset on home loans: what changes?What happens when a floating home loan rate resets in India — EMI vs tenure adjustment, how to stress-test hikes, and which WealthStack tools to use.
- Prepay the loan or invest the surplus?A practical framework for India: when part-prepaying an EMI loan beats investing, when it may not, and how to compare interest saved with a calculator.
- What is EMI? Reducing-balance loans explainedHow Equated Monthly Installments work in India, the standard EMI formula, and why the same math applies to personal, home, car, and other loans.
- Loan prepayment: reduce tenure or reduce EMI?How part-prepayments work on EMI loans, tenure vs EMI reduction, multiple prepays, and floating rates.
Product-agnostic
One standard EMI engine. Your loan type only changes the numbers you enter — not which tool you need.
Fixed & floating
Model constant rates or rate resets (e.g. benchmark-linked floating loans) and part-prepayments in ₹.
Private by design
All math runs in your browser. See our Privacy Policy.