Privacy Policy

1. Who we are

WealthStack provides free educational loan and EMI calculators for India (amounts in ₹), plus learning articles. The site is operated as a personal / independent project at wealthstack.tech.

2. Calculator inputs (loan amounts, rates, tenure)

Core calculator math runs in your browser. We do not require you to create an account, and we do not upload your loan principal, interest rate, tenure, or EMI inputs to WealthStack application servers for the purpose of performing those calculations.

If you leave the page or clear your browser data, those in-session values are discarded unless your browser itself keeps form state.

3. Technical and hosting data

Like most websites, our hosting and delivery providers (for example Vercel) may automatically process technical information such as:

• IP address
• Browser type and device information
• Pages requested, date and time, and referrer
• Approximate location derived from IP (if provided by the host)

This is used to operate, secure, and debug the site (for example serving pages, HTTPS, and basic traffic reliability)—not to build a personal financial profile from your calculator inputs.

4. Cookies and similar technologies

The site may use cookies or similar storage that is strictly necessary for hosting, security, or load balancing.

We may later use analytics or advertising cookies (for example Google AdSense or similar). If we do, those providers may set their own cookies and collect data under their policies to show ads, measure performance, or prevent fraud. We will update this page if material cookie or ad practices change.

You can control cookies through your browser settings. Blocking some cookies may affect site features.

5. Third-party services

We may rely on third parties such as:

• Hosting / CDN (e.g. Vercel) to deliver the website
• Domain / DNS providers for the domain name
• Search / advertising networks if we enable them later (e.g. Google)

Those providers process data under their own privacy policies when you use the site.

6. What we do not do (with calculator data)

• We do not sell your calculator inputs as a product or lead list
• We do not require login to use the standard calculators
• We do not provide bank account linking or store your loan agreements on our servers

7. Children

The site is aimed at adults exploring loans and personal finance education. It is not directed at children under 13 (or the minimum age required in your jurisdiction).

8. International visitors

Content is oriented to India (₹, common Indian loan products). Hosting infrastructure may process technical data in other countries depending on the provider’s network.

9. Changes

We may update this policy as the product or legal requirements change. The “Last updated” date at the top will change when we do. Continued use of the site after updates means you accept the revised policy.

10. Contact

For privacy questions about this website, contact us via the details we publish on the About page, or the contact method listed on this site when available.

This page is informational and not legal advice. If you need formal counsel for your situation, consult a qualified professional.